8. GOAL PROGRAMMING SEBAGAI DECISION SUPPORT SYSTEM TINGKAT KESEHATAN BANK

GOAL PROGRAMMING SEBAGAI DECISION SUPPORT SYSTEM TINGKAT KESEHATAN BANK PT BANK BUKOPIN, TBK

Aprilia Sintya Dewi

Fakultas Ekonomi dan Bisnis Universitas Jember

Hadi Paramu

Fakultas Ekonomi dan Bisnis Universitas Jember

Tatok Endhiarto

Fakultas Ekonomi dan Bisnis Universitas Jember

DOI: https://doi.org/10.19184/bisma.v11i2.6315

ABSTRACT

Abstract: This research aimed to analyze the changes in several objective priorities as the banking targets in the decision making process. The research applied goal programming model and based on the experiments on the financial data or ratios. The objective functions of the research were the ratios used to asses bank health level, namely: capital, Capital Adequacy Ratio (CAR), asset quality, Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM), Operational Cost compared to Operating Income (BOPO) and Loan to Deposit Ratio (LDR). Results show that only capital and LDR targets achieved predominantly on a variety of priority setting. While the targets of CAR, asset quality, ROE, and NIM are not achieved predominantly on a variety of priority setting.

Keywords: Capital, CAR, Asset Quality, ROA,ROE, NIM, BOPO, LDR, Financial Health Level

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Published

2017-05-08

Issue

Vol. 11 No. 2 (2017) Bisma: Jurnal Bisnis dan Manajemen

Pages

209-223

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